Business
Banking
Business Budget Checking
Keep it simple
If your business has low transactional volume, Business Budget Checking could be the perfect fit.
- No minimum balance ($100.00 minimum to open)
- No monthly maintenance charge
- Free ATM/VISA debit card
- Free online banking and bill pay
- Free first 100 check, debit card and/or ATM withdrawals per statement cycle. Additional debits .18¢ per item.
- Free first 150 deposited items per statement cycle. Additional items .15¢
- Free monthly statement including check images
Business Checking
Let's grow together
We invite corporations, partnerships, sole proprietorships and any business using a trade name to open a business checking account. At Cornerstone Bank we are committed to providing the personal attention you deserve.
- No minimum balance ($100.00 minimum to open)
- Free ATM/VISA debit card
- Free online banking and bill pay
- Free monthly statement including check images
Business Interest Checking
Earn some more
This interest bearing checking account designed for Individual Business Owners pays you competitive rates.
- No minimum balance ($100.00 minimum to open)
- Interest earned on accounts balances over $1.00
- Competitive interest rate on balances up to $1,999.99
- Premium interest rate on all balances of $2,000.00 or more
- Free ATM/VISA debit card
- Free online banking and bill pay
- Free monthly statement including check images
We offer a Full Suite of Cash Management products, including Remote Capture and Overnight Sweep, to help you manage your accounts.
Contact your Business Banker or Branch Manager for details on Business Account Analysis.
Master Escrow Checking
Let us help you take care of business
This account pays competitive interest rates on a tiered basis and is designed just for real estate agencies, multiple unit property owners/landlords, title companies or any party that manages multiple escrow accounts.
- $1,000.00 minimum to open
- No monthly service charge
- Interest earned on account balances over $1.00
- Competitive interest rate on balances up to $49,999.99
- Premium interest rate on all balances of $50,000.00 or more
- Free online banking
- Free monthly statement including check images
- Ability to open sub-accounts
- Free annual 1099 reporting to clients
Business Banking
Indexed Money Market
Give your biz a boost
You can select the amount you wish to invest and enjoy a tiered rate of returns with this investment account. Link this account to a Business Checking account for easy transfers.
- $500.00 minimum to open
- Competitive interest rate on balances up to $4,999.99
- Premium interest on all balances of $5,000.00 or more
- No monthly service charge
- Make up to six electronic debit or 3rd party check transactions each statement cycle
- Unlimited deposits and withdrawals at any teller
- Free online banking and bill pay
- Free monthly statement including check images
Business Banking
Find what works
Cornerstone Bank offers different loans specifically designed to meet your business lending needs. Our commercial lending department has the knowledge and expertise to help with any lending you may need. And remember, we're local so we are there to exclusively serve your community.
Term Loans
Whether you need to finance a new piece of equipment, help with an acquisition or provide you with the working capital to grow your business. Our term loans can be used for equipment, permanent working capital and business acquisitions, with terms up to 7 years.
SBA/Goverment Backed
Cornerstone Bank participates with the U.S. Small Business Administration (SBA), New Jersey State Economic Development Authority (NJEDA) and other county economic development authorities. Your company can benefit from their special loan programs which offer longer terms and lower rates. Our experienced lending team will work with you in preparing the necessary application materials, and we will let you know our credit decision promptly upon receiving your completed application.
Business Banking
Here when you need us
We can finance your new building, help with your acquisition and provide you with the working capital to put your business on the map.
Business Line of Credit
You've worked hard to build your business – why not take it to the next level with a Business Line of Credit. Our revolving credit lines are designed for business owners who require financing for ongoing expenditures, with the ability to borrow and repay without having to reapply for new credit. This loan is intended for businesses that need to finance inventory, receivables, and supplies on a continual basis.
Letters of Credit
Need to guarantee your company's performance? We can help with a standby letter of credit.
Business Banking
Commercial Mortgages
We invest in our community
For the purchase or refinance of your company's building with amortization terms out to 20 years or even longer. Cornerstone Bank's commercial mortgages offer a solution for a business needing financing for many different property types.
- Retail
- Office
- Mixed-Use
- Industrial
- Multi-family Residential
Business Banking
Remote Deposit Capture
Solutions for success
Welcome to C-SCAN. No lines, no rushing, no beating the clock. The remote deposit system is an invaluable investment in the financial stability of your business. We'll help you get the hardware to scan and convert checks, ensuring that the funds are credited the next business day.
- Efficient and accurate
- One-time bank setup and licensing charge
- Simplify reconciliation to easily update an A/R system
- View check images from anywhere in the world (with authorized access)
- Consolidate banking activity for multiple locations to a single account
Equal Opportunity Lender 