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Cornerstone Rates

Rates Effective February 11, 2010

Personal and Business Indexed Money Market⁴

Average Balance Rate APY (1)

$1 - $4,999 .45% .45%

$5,000 - $249,999 1.44% 1.45%

$250,000 - $499,999 1.44% 1.45%

> $499,999 1.68% 1.70%

Business Interest Checking Accounts⁴

Average Balance Rate APY (1)

$1.00 - $1,999 .15% .15%

$2,000 - $9,999 .25% .25%

$10,000 and over .50% .50%

Supreme Checking Accounts⁴

Average Balance Rate APY (1)

$1.00 to $1,999.99 .15% .15%

$2,000 to $9,999.99 .25% .25%

$10,000 and over .40% .40%

Certificates of Deposit & IRAs

Term (2) Rate APY (1)

7 Days .50% .50%

6 Months .95% .95%

12 Months 1.29% 1.30%

18 Months 1.44% 1.45%

24 Months 1.54% 1.55%

30 Months 1.54% 1.55%

36 Months 1.78% 1.80%

48 Months 1.98% 2.00%

For CD's over $100,000 please call 856-439-0300 for competitive rates.

CD SPECIALS^1,5
*** 11 Month CD Sale 1.70% APY⁶ ***

(5): Special CD Sale Rates not available for IRA's

(6): Minimum Deposit $2,500 - Special Conditions

Statement Savings Account^3,4

Balance Rate APY (1)

$1.00 .50% .50%

Tiered Savings Account

Average Balance Rate APY (1)

1.00 - 5,000 .50% .50%

5,001 and over .75% .75%

(1) APY Represents Annual Percentage Yield, fees may reduce earnings.
(2) Minimum Opening Balance $500.00
(3) Minimum Balance of $100.00 to avoid service charges
(4) Minimum Opening Deposits of $50