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Privacy Policy


Disclosures and Fees

 
Notice of Your Financial Privacy Right   (PRINTABLE PDF)   Rev 06/2017

WHAT DOES CORNERSTONE BANK DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Government issued ID information.
  • Account Transactions, Credit History, and Overdraft History
  • Income and Employment History

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Cornerstone Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Cornerstone Bank share? Can you limit this sharing?

For our everyday business products—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes—
to offer our products and services to you

No No

For joint marketing with other financial companies

No We don't share

For our affiliates' everyday business purposes—
information about your transactions and experiences

No We don't share

For our affiliates' everyday business purposes—
information about your creditworthiness

No We don't share

For our affiliates' to market to you

No We don't share
 
Questions? Call (856) 439-0300
 
Who we are
Who is providing this notice? Cornerstone Bank
What we do
How does Cornerstone Bank protect
my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Cornerstone Bank collect
my personal information?

We collect your personal information, for example, when you

  • Open an Account or process a transaction
  • Apply for a loan or employment
  • Pay bills or make wire transfers

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Cornerstone Bank has no affiliates.
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Cornerstone Bank does not share with non-affiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Cornerstone Bank does not jointly market.
 

Cornerstone Bank will never ask for you to send personal or financial information by, in response to, or via a link in an Email.

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Contact Us

Cornerstone Bank
6000 Midlantic Dr, Ste 120S
Mount Laurel, NJ 08054
Phone: 856-439-0300
Lost/Stolen Debit Card: 1-800-500-1044
NMLS #439920
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